Browse 0+ verified UK referral codes from top brands like Monzo, Revolut, and Trading 212. Grab a working code, share it with friends, and you both earn rewards — updated daily.
Last updated: 6 March 2026
A referral code is a short alphanumeric string or unique link that identifies you as the person who recommended a service. When somebody uses your code to sign up, the company can trace the introduction back to you and reward both parties. In the UK, referral codes have become a mainstream way for brands to acquire customers at a lower cost than traditional advertising, and they pass those savings on to you.
The trick to getting the most out of referral codes is knowing where to find reliable, up-to-date ones. Expired or fake codes waste your time and frustrate the friends you send them to. ReferMonkey solves that by curating every active UK referral code in one place, verifying them regularly, and letting you copy a working code in seconds.
Below you will find our full directory of UK referral codes for 2026, spanning finance, utilities, shopping, food delivery, travel, and more. Each listing shows exactly what the referrer and the new customer stand to earn, so you can decide which codes are worth sharing first.
Every active referral code available in the UK right now. Click any row to view the full details and grab a working code.
| Offer | Category | You Earn | Friend Earns |
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Looking for something specific? Browse our other curated pages to find the perfect referral deal for you.
Browse Full Referral Code DirectoryA referral code is a unique identifier — usually a short text string or personalised link — assigned to an existing customer by a company. When a new customer enters that code during sign-up or checkout, the system credits both parties with a reward. Codes are free to use and carry no obligation beyond completing the sign-up process.
Most UK companies generate a referral code or link inside your account dashboard. Copy it and send it however you like — WhatsApp, text message, email, or social media. The person receiving the code simply pastes it into the sign-up form. ReferMonkey also lets you list your code publicly so anyone looking for that brand can find it.
Some do and some do not. Certain brands run time-limited referral campaigns that expire after a set date, while others keep their referral programmes open indefinitely. On ReferMonkey, we flag codes that are close to expiry so you can act before the deadline passes.
Generally no. Most UK referral programmes restrict new customers to a single referral code per account. Attempting to stack multiple codes usually results in only the first one being honoured. However, you can use different referral codes at different companies without any issue.
Using a legitimate referral code from a reputable company carries no financial risk. You are simply telling the brand who recommended you. Be cautious of codes shared on unverified forums that may link to phishing sites. ReferMonkey only lists codes for established UK brands to keep things safe.
Reward timelines vary by company. Some UK brands credit your account within 24 hours, while others require a qualifying period of up to 90 days. Banking referral rewards, for example, often arrive within 7 to 30 days after the referred person meets the minimum deposit requirement.